Cross-border wealth advice involving France
Organise your wealth around your life in France
We help you decide what to keep, sell, move or pass on when you arrive in France, live here or leave. Within the agreed engagement, the options are set out for you in writing.
Valley International is a Private Equity Valley brand, drawing on 15 years of experience in wealth advice.
A thirty-minute introductory video call, with no obligation to take the discussion further. Prefer to write first? Contact us.
One view of your wealth
- InvestmentsAccounts and contracts
- PropertyOwnership and income
- Your plansFrance and the countries involved
- PensionsExisting arrangements
- FamilyWills and beneficiaries
We arrange meetings for your time zone. Current time:
Our advice
An overview
Your investments, pensions and family arrangements considered together, in each country involved.
Written recommendations
For a full wealth review, a document covering your family and professional situation, your assets, your income and outgoings, your tax position, your protection and retirement, and the passing on of your estate, with the options and their implications. We hand it over to you and go through it with you.
Coordinated advice
The French questions brought together with your notaire and specialist advisers, where the file requires it.
What you receive depends on the engagement agreed, a specific decision or ongoing support; we send you a quote once we have studied your situation, and nothing is binding at that stage. Our fees, and how we are paid
Your starting point
Where are you in your plans?
US citizen or green-card holder living in France?
FATCA and the PFIC rules can make many standard French products unsuitable. We identify the available structures and coordinate the French analysis with your US tax adviser.
Advice across the countries involved
We read the French position alongside the rules of the other country. Advice is written, dated and based on the relevant documents and treaties.
Your existing UK or US arrangements
US persons face FATCA and PFIC constraints, while UK nationals must account for the post-Brexit framework. Each requires a distinct analysis.
Succession planned in advance
French succession rules may affect a foreign resident’s will, spouse and children. Review your existing wills and ownership arrangements with the relevant professionals.
Founders and their companies
Setting up and running a company in France involves legal form, governance and remuneration. We consider how those choices affect the founder’s own wealth and family.
A clear scope and cost
Once we have studied your situation, we send you a quote setting out what the work covers and how it is charged, before any paid work begins. Our fees, and how we are paid also shows how the cost of an investment is split between the firm and the other providers involved, and Cross-border wealth advisers in France sets out who does the work. Regulated financial advice in France explains what an investment adviser may and may not do for you, and how to check one before you sign.
International organisation staff
International organisation staff may receive specific treatment for employment income, while property, investments and succession remain separate questions.
From the first call to written recommendations
Anne Privat is your English-speaking contact, and meetings take place by video call at a time arranged for your time zone. Cross-border wealth advisers in France sets out who does the work.
- A first callThirty minutes by video, with no obligation, at a time that suits your time zone. You tell us where you live, about your family and the decisions ahead, with their dates; we tell you what to deal with first and whether the firm can help.
- The scope of the workWe tell you which documents to gather for your situation, for example statements for your investments, your policies and contracts, loan amortisation schedules, notarial deeds for your property and relevant tax documents. The quote follows a first review of your situation and sets out what the work covers and what it costs.
- A review of your documentsWe read these documents and the tax treaties that apply. The reasoning starts from your family and civil situation, then your objectives and constraints (time horizon, currency, income or growth, the risk you accept, tax), before choosing the contract, account or bank; the investments are chosen last.
- Written recommendationsThe options and their implications, in writing; the decision remains yours, and the recommendations show what belongs with your notaire, a lawyer or an adviser in your other country.
Explore a question
Start with what you need to organise.
Talk to us about your plans
Tell us where you live, what you would like to organise and any decision already in view. We will explain how the firm could help and which information we would need.